The creator pay index
The index lists 47 creator payment programs on 25 platforms, each checked against the platform's own terms. Of the 28 that publish a fixed share, the creator keeps the most on Kick (Subscriptions, 95%) and the least on YouTube (Partner Program ad revenue, Shorts, 45%).
Ranked by the share the creator keeps
| Platform | Program | Creator keeps |
|---|---|---|
| Kick | Subscriptions | 95% |
| Kick | KICKs tips | 95% |
| Stan | Store link-in-bio storefront, Creator plan | 91.2% |
| Ghost | Paid memberships on Ghost hosting, Publisher plan | 90.6% |
| Ko-fi | Memberships, shop and commissions, free plan | 89.1% |
| Payhip | Digital products, courses and memberships, Free Forever plan | 89.1% |
| Buy Me a Coffee | Memberships, one-time support and shop | 88.6% |
| beehiiv | Paid newsletter subscriptions, Lite plan | 88.2% |
| Skool | Paid communities and courses, Hobby plan | 86.1% |
| Discord | Server Subscriptions | 84.6% |
| Patreon | Memberships and one-time sales, standard 10% plan | 84.1% |
| Substack | Paid newsletter subscriptions | 83.4% |
| Teachable | Online courses and memberships, Starter plan | 82.7% |
| Gumroad | Digital product and membership sales through your own links | 79.1% |
| Kajabi | Courses, coaching and memberships, Basic plan | 76.2% |
| Apple Podcasts | Subscriptions | 70% |
| YouTube | Channel memberships | 70% |
| YouTube | Super Chat, Super Stickers and Super Thanks | 70% |
| Subscriptions | 70% | |
| Badges in Live | 70% | |
| Fan subscriptions | 70% | |
| Twitch | Plus Program, Level 2 | 70% |
| Twitch | Plus Program, Level 1 | 60% |
| YouTube | Partner Program ad revenue, long-form videos | 55% |
| Twitch | Ads revenue | 55% |
| Spotify | Partner Program for video podcasts | 50% |
| Twitch | Subscriptions, standard split | 50% |
| YouTube | Partner Program ad revenue, Shorts | 45% |
Programs that pay from a pool or by the view publish no fixed share. They are listed below with their rules.
Ad revenue share
Spotify Partner Program for video podcasts
50%
50% of the ad revenue Spotify recognizes from ads in your episodes, plus a share of Premium video revenue under a formula Spotify does not publish; an episode needs at least one ad break to earn.
- Who qualifies
- Legal address in an eligible market, show hosted on Spotify for Creators, at least 3 episodes, 2,000 consumption hours and 1,000 audience in the last 30 days; to stay in, publish an episode and earn $10 in any 6 months.
- How you get paid
- Monthly, in the last two working weeks of the month, from a $10 minimum for local bank deposit or $100 for wire transfer.
Source: Spotify for Creators: Spotify Partner Program, Spotify for Creators: How and when you get paid with Spotify Payouts. Checked .
YouTube Partner Program ad revenue, long-form videos
55%
55% of net revenue from ads shown on or alongside your public long-form videos.
- Who qualifies
- 1,000 subscribers plus 4,000 public watch hours in 12 months, or 10 million Shorts views in 90 days. From February 1, 2027, new applicants need 8,000 watch hours in 365 days or 20 million Shorts views in 90 days.
- How you get paid
- Monthly through AdSense for YouTube, between the 21st and 26th, once the US balance reaches $100.
Source: YouTube Help: YouTube partner earnings overview, YouTube Help: YouTube Partner Program overview and eligibility, YouTube Help: Changes to the YouTube Partner Program, Google AdSense Help: Payment thresholds, Google AdSense Help: Payment timelines for AdSense for YouTube. Checked .
YouTube Partner Program ad revenue, Shorts
45%
45% of the Shorts Feed ad revenue allocated to you from the monthly Creator Pool by engaged views, after music licensing costs are taken out.
- Who qualifies
- 1,000 subscribers plus 4,000 public watch hours in 12 months, or 10 million Shorts views in 90 days. From February 1, 2027, new applicants need 8,000 watch hours in 365 days or 20 million Shorts views in 90 days. From February 1, 2027, each month's Shorts pool earnings also need 10 million qualified Shorts views in the last 90 days.
- How you get paid
- Monthly through AdSense for YouTube, between the 21st and 26th, once the US balance reaches $100.
Source: YouTube Help: YouTube Shorts monetization policies, YouTube Help: YouTube partner earnings overview, YouTube Help: Changes to the YouTube Partner Program, Google AdSense Help: Payment thresholds, Google AdSense Help: Payment timelines for AdSense for YouTube. Checked .
Snapchat Monetization Program
No fixed share
Snap shares revenue from ads placed between Snaps in Public Stories and Spotlight, based mainly on view time. It publishes no percentage.
- Who qualifies
- By invitation. 50,000 followers, 15,000 hours of view time in the last 28 days with 3,000 from Spotlight, 18 or older, Snap Star status, in an eligible country. Since May 7, 2026, maximum rewards need 100 hours of Spotlight view time in 28 days.
- How you get paid
- Cash out in the app whenever rewards reach $100.
Source: Snapchat Support: About Snapchat's Monetization Program. Checked .
Twitch Ads revenue
55%
55% of net ad revenue for Affiliates and Partners who run at least 3 minutes of ads per hour through Ads Manager, with no minimum hours streamed.
- Who qualifies
- Affiliate or Partner status. Affiliate needs 25 followers, 4 hours streamed, 4 different stream days and an average of 3 viewers, all within 30 days.
- How you get paid
- Net-15, about 15 days after the end of the month earned, once the balance reaches $50, or $100 by wire. Affiliates pay payout fees, such as $0.25 by US ACH. Twitch covers them for Partners.
Source: Twitch Help: Ads Manager, Twitch Help: When am I getting paid. Checked .
LinkedIn BrandLink
No fixed share
Advertisers buy pre-roll video ads that run before videos from what LinkedIn calls trusted publishers and creators. LinkedIn publishes no creator share.
- Who qualifies
- Beta. LinkedIn does not publish creator eligibility or countries.
- How you get paid
- Not published.
Source: LinkedIn Marketing Solutions: BrandLink. Checked .
Pay per view and bonus pools
TikTok Creator Rewards Program
No fixed share
TikTok pays at its discretion for qualified views and engagement on public videos at least 1 minute long, may cap rewards, and publishes no rate.
- Who qualifies
- 18 or older and based in the US, UK, Germany, Japan, South Korea, France, Mexico or Brazil, with 10,000 authentic followers, 100,000 authentic video views in the last 30 days, and a personal account in good standing.
- How you get paid
- Monthly on the 15th once the balance reaches $50, through PayPal and Hyperwallet. A balance that never reaches $50 may expire.
Source: TikTok Creator Rewards Program Terms, US, TikTok Creator Academy: Creator Rewards Program, last updated September 11, 2026. Checked .
Instagram Bonuses
No fixed share
Set by each invite-only bonus test. Instagram publishes no standard rate and may end a bonus program.
- Who qualifies
- By invitation only, with an element of random selection. Professional account in a country where bonuses are being tested.
- How you get paid
- Around the 7th and 21st of each month, each covering a two-week period from the month before. US minimum $5.
Source: Instagram Help: About bonuses on Instagram, Instagram Help: About payouts on Instagram. Checked .
Facebook Content Monetization
No fixed share
Performance-based pay for public reels, photos, Stories and text posts, based on qualified views, watch time and other factors Meta determines. No rate is published. It replaced In-stream Ads, Ads on Reels and the Performance Bonus, which ended August 31, 2025.
- Who qualifies
- Invite-only. Creators without an invite can submit an interest form in the Professional Dashboard.
- How you get paid
- Monthly around the 21st for the previous month, once a US balance reaches $5. Outside the US the minimum is $25, or $100 by wire.
Source: Meta Business Help: Get started with Facebook Content Monetization, Meta Business Help: About payouts on Facebook, Meta Newsroom: Creator Fast Track, March 18, 2026. Checked .
Facebook Creator Fast Track
No fixed share
Guaranteed $1,000 a month for three months to creators with 100,000 followers on Instagram, TikTok or YouTube, or $3,000 a month with more than 1 million, for posting eligible Reels on Facebook.
- Who qualifies
- Established creators with at least 100,000 followers on Instagram, TikTok or YouTube who are new to or returning to Facebook. Full terms are on Meta's program page.
- How you get paid
- Guaranteed monthly payments for three months, then ongoing Facebook Content Monetization earnings.
Source: Meta Newsroom: Creator Fast Track, March 18, 2026. Checked .
X Original Content Rewards
No fixed share
Pays on qualified impressions, meaning unique Home Timeline impressions from Premium subscribers on your original posts, and X publishes no rate. It replaced Creator Revenue Sharing, which closed to new members on August 7, 2026 and stopped earning on September 7, 2026.
- Who qualifies
- 18 or older in a supported country, with a Personal or Business account, an X Premium, Premium+ or Premium Business subscription or a Plus, Premium, Super or Ultra plan on The X Subscription, 500 verified followers, and 500,000 Home Timeline impressions from verified users in the last 90 days, not counting replies.
- How you get paid
- Every two weeks once earnings reach $30, through X Money in the US or Stripe elsewhere, net of processing fees.
Source: X Help Center: Original Content Rewards, X: Original Content Rewards Program Terms, effective August 7, 2026, MediaPost: X replacing rev-share program, prioritizing original content, August 10, 2026. Checked .
Kick KICK Partner Program
No fixed share
Pays per stream at rates based on average audience and content factors such as language and region. Kick does not publish the formula, and ads pay creators nothing extra.
- Who qualifies
- Verified channel with 250 followers and, over the past 30 days, 75 average concurrent viewers, 30 hours streamed, 25 active subs, 250 unique chatters and 3 VODs.
- How you get paid
- Through Stripe, weekly or monthly for verified streamers and monthly for others. Kick's payout page states no minimum balance.
Source: Kick Help: How to join the KICK Partner Program, Kick Help: How we calculate KPP rates, Kick Help: Kick payout schedule, thresholds and methods. Checked .
Fan subscriptions
Discord Server Subscriptions
84.6%
A $10 desktop or browser purchase loses Discord's 6% payment processing fee and then its 10% platform fee on what remains, leaving $8.46; for mobile purchases Discord raises the price to cover the 15% to 30% app store fee.
- Who qualifies
- US only: server owner aged 18 or older with US banking and ID for Stripe, verified email and phone, two-factor authentication and an account in good standing.
- How you get paid
- Monthly, within 45 days after the end of each calendar month, through Stripe; $100 minimum for the first payout and $25 after that.
Source: Discord: Monetization Terms, Discord: Creator Revenue FAQ. Checked .
Apple Podcasts Subscriptions
70%
70% of the subscription price minus taxes for each billing cycle, rising to 85% after a subscriber's first year of paid service; creators also pay a $19.99 yearly Apple Podcasters Program fee in the US.
- Who qualifies
- Apple Podcasts Connect account, paid Apple Podcasters Program membership, a signed agreement with tax and banking details, and subscription review.
- How you get paid
- One payment a month once proceeds pass Apple's minimum payment threshold, which is $0.02 for a US bank account paid in US dollars and $40 for banks and currencies not on Apple's list.
Source: Apple Podcasts for Creators: Apple Podcasters Program overview, Apple Podcasts for Creators: Availability of Apple Podcasts features, Apple Podcasts for Creators: Payments and financial reports, Apple Podcasts Connect Payments and Financial Reports Guide: Appendix D, minimum payment threshold. Checked .
YouTube Channel memberships
70%
70% of net membership revenue after taxes and fees. YouTube says it currently covers credit card and other transaction costs.
- Who qualifies
- 500 subscribers, 3 public uploads in 90 days, and 3,000 watch hours in 12 months or 3 million Shorts views in 90 days.
- How you get paid
- Monthly through AdSense for YouTube, between the 21st and 26th, once the US balance reaches $100.
Source: YouTube Help: YouTube partner earnings overview, YouTube Help: Analyze and manage your channel memberships program, YouTube Help: Overview of the expanded YouTube Partner Program, Google AdSense Help: Payment timelines for AdSense for YouTube. Checked .
TikTok Subscriptions
No fixed share
Creators get 70% of subscription revenue after fees, plus a 20% monthly bonus for those with 10,000 followers, 100,000 views and 3 subscriber-only videos in the last month, for up to 90%. TikTok does not say how much the fees take first.
- Who qualifies
- 18 or older, in good standing, with 10,000 followers and 100,000 video views in the past calendar month, or meeting TikTok's LIVE subscription requirements.
- How you get paid
- Not published on the pages checked.
Source: TikTok Newsroom: Subscription revenue share update, October 28, 2025, TikTok Newsroom: Subscription expansion, September 23, 2024. Checked .
Instagram Subscriptions
70%
Instagram's revenue share is currently 0%. Apple and Google take 30% of in-app purchases, leaving the creator 70%.
- Who qualifies
- Professional account with at least 10,000 followers, 18 or older, in an eligible country including the US.
- How you get paid
- Monthly around the 21st for the previous month, once a US balance reaches $5. Outside the US the minimum is $25, or $100 by wire.
Source: Instagram Help: Eligibility requirements for Instagram Subscriptions, Instagram Help: About Instagram Subscriptions for creators, Instagram Help: About payouts on Instagram. Checked .
Facebook Fan subscriptions
70%
Meta keeps up to 30% and pays Apple or Google fees out of its own share, so the creator keeps at least 70%.
- Who qualifies
- Pages with 10,000 followers, or 250 return viewers plus 50,000 post engagements or 180,000 watch minutes in the last 60 days. Open in 37 countries including the US.
- How you get paid
- Monthly around the 21st for the previous month, once a US balance reaches $5. Outside the US the minimum is $25, or $100 by wire.
Source: Facebook for Creators: Subscriptions, Meta: Fan Subscription Creator Terms, Meta Business Help: About payouts on Facebook. Checked .
Twitch Subscriptions, standard split
50%
50% of subscription revenue after taxes, payment processing, bank and currency fees. A US Tier 1 web sub costs $5.99, and local prices are lower in some countries.
- Who qualifies
- Affiliate or Partner status. Affiliate needs 25 followers, 4 hours streamed, 4 different stream days and an average of 3 viewers, all within 30 days.
- How you get paid
- Net-15, about 15 days after the end of the month earned, once the balance reaches $50, or $100 by wire. Affiliates pay payout fees, such as $0.25 by US ACH. Twitch covers them for Partners.
Source: Twitch Help: Revenue, Twitch Help: Twitch Affiliate Program FAQ, Twitch Help: Local subscription pricing, Twitch Help: Joining the Affiliate Program, Twitch Help: When am I getting paid, Twitch Help: Payout details FAQ. Checked .
Twitch Plus Program, Level 1
60%
60% of net subscription revenue on recurring and gift subs for 12 months from the qualifying date. Prime subs stay at the standard rate.
- Who qualifies
- Affiliate or Partner with 100 or more Plus Points a month for 3 consecutive months, counting 1 per Tier 1, 2 per Tier 2 and 6 per Tier 3 recurring paid sub. Latin America needs 50 points.
- How you get paid
- Net-15, about 15 days after the end of the month earned, once the balance reaches $50, or $100 by wire. Affiliates pay payout fees, such as $0.25 by US ACH. Twitch covers them for Partners.
Source: Twitch Help: Plus Program, Twitch Help: When am I getting paid, Twitch Blog: Supporting streamers in Latin America, May 19, 2025. Checked .
Twitch Plus Program, Level 2
70%
70% of net subscription revenue on recurring and gift subs for 12 months from the qualifying date. Prime subs stay at the standard rate.
- Who qualifies
- Affiliate or Partner with 300 or more Plus Points a month for 3 consecutive months. Latin America needs 200 points.
- How you get paid
- Net-15, about 15 days after the end of the month earned, once the balance reaches $50, or $100 by wire. Affiliates pay payout fees, such as $0.25 by US ACH. Twitch covers them for Partners.
Source: Twitch Help: Plus Program, Twitch Help: When am I getting paid, Twitch Blog: Supporting streamers in Latin America, May 19, 2025. Checked .
Kick Subscriptions
95%
Streamers keep 95% and Kick takes 5% as a processing fee. Subs cost a flat $5 a month in every supported country, so each pays $4.75.
- Who qualifies
- Stream for at least 5 total hours to turn on subscriptions.
- How you get paid
- Through Stripe, weekly or monthly for verified streamers and monthly for others. Kick's payout page states no minimum balance.
Source: Kick Help: Understanding Kick's revenue split, Kick Help: How Kick subscriptions work for viewers, Kick Help: How to become a Kick partner and how Kick streaming works, Kick Help: Kick payout schedule, thresholds and methods. Checked .
Tips and gifts
YouTube Super Chat, Super Stickers and Super Thanks
70%
70% of net revenue from Super Chat, Super Stickers and Super Thanks. YouTube's Super Chat page says the 70% is figured after local sales tax and, on iOS, App Store fees, and YouTube currently covers card fees.
- Who qualifies
- 500 subscribers, 3 public uploads in 90 days, and 3,000 watch hours in 12 months or 3 million Shorts views in 90 days.
- How you get paid
- Monthly through AdSense for YouTube, between the 21st and 26th, once the US balance reaches $100.
Source: YouTube Help: YouTube partner earnings overview, YouTube Help: Overview of the expanded YouTube Partner Program, Google AdSense Help: Payment timelines for AdSense for YouTube, YouTube Help: Super Chat and Super Stickers. Checked .
TikTok LIVE Gifts and Diamonds
No fixed share
Viewers spend Coins on Gifts, which TikTok counts as Diamonds. TikTok sets US LIVE reward payments from Diamonds, stream length, new followers, engagement, days live, ranking and content quality, with no published conversion rate.
- Who qualifies
- 18 or older with 1,000 followers to go LIVE, a count TikTok says may vary by region, an account in good standing, and a location where LIVE Gifts are available. Government, politician and political party accounts cannot collect Diamonds.
- How you get paid
- Minimum and maximum payment limits and transaction fees may apply, per TikTok's US Rewards Policy.
Source: TikTok US Rewards Policy, TikTok US Virtual Items Policy, TikTok Support: What is TikTok LIVE?, TikTok Support: LIVE Gifts on TikTok. Checked .
Instagram Gifts on Reels
No fixed share
$0.01 per Star received. Instagram keeps a share of each Star pack that varies by pack size, and Apple or Google take an in-app fee Instagram says is typically 30%.
- Who qualifies
- Professional account, 18 or older, at least 500 followers, a payout account, and a home in an eligible country including the US.
- How you get paid
- Monthly around the 21st for the previous month, once a US balance reaches $5. Outside the US the minimum is $25, or $100 by wire.
Source: Instagram Help: How to earn money on Instagram Gifts, Instagram Help: About payouts on Instagram. Checked .
Instagram Badges in Live
70%
Instagram's revenue share is currently 0%. Apple and Google take 30% of in-app purchases. Payments from one supporter in a single live are capped at $250.
- Who qualifies
- Professional account, 18 or older, and compliant with Meta's Partner Monetization Policies.
- How you get paid
- Monthly around the 21st for the previous month, once a US balance reaches $5. Outside the US the minimum is $25, or $100 by wire.
Source: Instagram Help: About badges, Instagram Help: About payouts on Instagram. Checked .
Facebook Stars
No fixed share
$0.01 per Star a fan sends, minus deductions for fraud, refunds, chargebacks and processing fees. Meta does not publish what fans pay per Star.
- Who qualifies
- 18 or older, 500 followers for at least 30 consecutive days, in an eligible country, and compliant with Meta's monetization policies.
- How you get paid
- Monthly around the 21st for the previous month, once a US balance reaches $5. Outside the US the minimum is $25, or $100 by wire.
Source: Meta Business Help: Eligibility for Facebook Stars, Meta: Stars Streamer Terms, Meta Business Help: About payouts on Facebook. Checked .
Twitch Bits
No fixed share
Twitch's Bits page says it typically rewards streamers 1 cent per Bit used to Cheer, and its Partner Program overview gives Partners the same rate; it lists no separate Affiliate rate and does not publish what viewers pay per Bit on the pages checked.
- Who qualifies
- Available once monetization setup is complete. Cash payouts need Affiliate or Partner status.
- How you get paid
- Net-15, about 15 days after the end of the month earned, once the balance reaches $50, or $100 by wire. Affiliates pay payout fees, such as $0.25 by US ACH. Twitch covers them for Partners.
Source: Twitch Help: Partner Program overview, Twitch Help: When am I getting paid, Twitch: Purchase Bits. Checked .
Kick KICKs tips
95%
Streamers keep 95% of KICKs revenue and Kick takes 5% as a processing fee.
- Who qualifies
- Streamer status in Achievements and a completed Stripe Connect setup.
- How you get paid
- Through Stripe, weekly or monthly for verified streamers and monthly for others. Kick's payout page states no minimum balance.
Source: Kick Help: Understanding Kick's revenue split, Kick Help: Guide to KICKs, Kick Help: Kick payout schedule, thresholds and methods. Checked .
Shopping and affiliate
YouTube Shopping affiliate program
No fixed share
Brands set their own commission rates. A temporary incentive passes 100% of affiliate merchant commissions to creators, with at least 30 days' notice before it ends.
- Who qualifies
- By invitation. In the Partner Program with at least 500 subscribers, based in one of 14 countries including the US, and not a music, Official Artist or Made for Kids channel.
- How you get paid
- Through AdSense for YouTube 60 to 120 days after the purchase. A return reverses the commission.
Source: YouTube Help: YouTube Shopping affiliate program overview and eligibility, YouTube Blog: Expanding YouTube Shopping to creators with 500+ subscribers. Checked .
TikTok Shop affiliate
No fixed share
Commission per order through your videos, LIVEs or affiliate links. Sellers set the rate, anywhere from 1% to 80%, and the estimated commission shows on each product page.
- Who qualifies
- 18 or older, based in the US, 1,000 followers and identity verification. Creators under 5,000 followers start in a pilot program for at least 30 days with posting and product limits.
- How you get paid
- Commission typically settles on the 15th day after delivery, or up to 31 days after if the seller's settlement, a dispute or a return holds it up. Creators earning only on local products can withdraw any time after identity verification.
Source: TikTok Shop Academy: Creator Eligibility Policy, US, TikTok Shop Academy: What you need to know before becoming a TikTok Shop creator, TikTok Shop Academy: Affiliate commission rates, TikTok Shop Academy: Creator commission settlement. Checked .
Instagram Affiliate partnerships
No fixed share
The affiliate partner sets and pays the commission. Meta does not process these payments.
- Who qualifies
- 18 or older, public professional account with more than 1,000 followers, in a supported market. Rolling out gradually.
- How you get paid
- Paid by the affiliate partner under its own terms.
Source: Instagram Help: About affiliate partnerships on Instagram. Checked .
Pinterest Amazon Storefront affiliate links
No fixed share
Amazon sets and pays the commission through the Amazon Influencer Program. Pinterest publishes no share of its own.
- Who qualifies
- Pinterest business account, Amazon Influencer Program membership and an Amazon Storefront.
- How you get paid
- Paid by Amazon under its Influencer Program terms.
Source: Pinterest Help: Connect Amazon and Pinterest. Checked .
Selling direct to fans
Patreon Memberships and one-time sales, standard 10% plan
84.1%
A $10 US card payment loses Patreon's 10% platform fee and 2.9% + $0.30 processing, leaving $8.41; pages published on or before August 4, 2025 and kept published keep legacy rates such as 8% on Pro, and purchases through Apple's in-app system pay Apple's 30% instead of processing, though US fans may be able to use mobile web checkout.
- Who qualifies
- Anyone can publish a creator page; pages published after August 4, 2025, or republished after being unpublished, go on the standard 10% plan.
- How you get paid
- Withdraw any available balance once every 24 hours or turn on automatic payouts on the 5th of each month; US direct deposit costs $0.25 per payout and PayPal 1%, with a $10 PayPal minimum.
Source: Patreon: Creator fees overview, Patreon: A standard platform fee for new creators, effective after August 4, 2025, Patreon: How payouts work. Checked .
Ko-fi Memberships, shop and commissions, free plan
89.1%
A $10 US card membership payment loses Ko-fi's 5% service fee and Stripe's 2.9% + $0.30, leaving $8.91, with no Stripe Billing fee assumed because Ko-fi does not mention one; one-time tips carry no Ko-fi fee on the Free setting, but new creators start in Standard mode, which charges 5% on tips too, and Ko-fi Gold at $12 a month removes the 5% on new sales.
- Who qualifies
- Free to join; you connect your own Stripe or PayPal account to take payments.
- How you get paid
- Payments go straight into your own PayPal or Stripe account, so payout timing follows that processor.
Source: Ko-fi: Does Ko-fi take a fee?, Ko-fi: What is Ko-fi Gold?, Stripe pricing. Checked .
Buy Me a Coffee Memberships, one-time support and shop
88.6%
A $10 US card membership payment loses the 5% platform fee, Stripe's 2.9% + $0.30 and a 0.5% subscription surcharge, leaving $8.86; Stripe's 0.5% payout processing fee comes out later, and creators can make supporters cover the card fee instead.
- Who qualifies
- Free to join with no monthly fee; your first payout request triggers a one-time review by the moderation team.
- How you get paid
- Request a payout once your balance reaches $10; funds move to your Stripe account and then your bank, and the first payout can take 7 to 14 days.
Source: Buy Me a Coffee: How to calculate charges on your payment, Buy Me a Coffee: Frequently asked questions, Buy Me a Coffee: How to eliminate the credit card fee from your earnings, Buy Me a Coffee: When are payouts processed?. Checked .
Substack Paid newsletter subscriptions
83.4%
A $10 US card subscription payment loses Substack's 10%, Stripe's 2.9% + $0.30 and Stripe Billing's 0.7%, leaving $8.34; subscriptions bought through Substack's iOS app also lose Apple's fee unless you raise in-app prices.
- Who qualifies
- Free to publish; paid subscriptions need a connected Stripe account in a supported country.
- How you get paid
- Web payments usually reach your bank within 48 hours through Stripe; iOS in-app revenue arrives up to 45 days after the end of each month.
Source: Substack: How much does Substack cost?, Substack: How do payouts work on Substack?, Substack: Can my subscribers pay on the Substack iOS app?. Checked .
beehiiv Paid newsletter subscriptions, Lite plan
88.2%
beehiiv takes 0% but paid subscriptions need the Lite plan at $59 a month on monthly billing, so $1,000 a month in $10 US card payments leaves $882 after Stripe's 2.9% + $0.30 and the plan price, with no Stripe Billing fee assumed because beehiiv does not mention one.
- Who qualifies
- Lite plan or higher; the Free plan, up to 2,500 subscribers, has no paid subscriptions.
- How you get paid
- Through your own connected Stripe account on Stripe's payout schedule.
Source: beehiiv pricing, beehiiv: New plans and pricing, October 1, 2026. Checked .
Ghost Paid memberships on Ghost hosting, Publisher plan
90.6%
Ghost charges 0% transaction fees but paid subscriptions need the Publisher plan at $35 a month on monthly billing for up to 1,000 members, so $1,000 a month in $10 US card payments leaves $906 after Stripe's 2.9% + $0.30 and the plan price, with no Stripe Billing fee assumed because Ghost does not mention one.
- Who qualifies
- Ghost hosted Publisher plan or higher; the Starter plan has no paid subscriptions. Self-hosted Ghost has no Ghost fee.
- How you get paid
- Through your own connected Stripe account on Stripe's payout schedule.
Source: Ghost pricing, Ghost: Are there any transaction fees?. Checked .
Gumroad Digital product and membership sales through your own links
79.1%
A $10 US card sale through your own link loses Gumroad's 10% + $0.50 and 2.9% + $0.30 card processing, leaving $7.91; sales found through Gumroad's Discover marketplace pay a flat 30% that includes processing, and once a calendar month's paid sales reach $20,000, new direct sales that month pay 5% + $0.50.
- Who qualifies
- Free to join with no monthly fee; Gumroad has been merchant of record since January 1, 2025 and handles sales tax.
- How you get paid
- Daily, weekly, monthly or quarterly once the balance reaches $100; weekly, monthly and quarterly schedules hold each sale at least 7 days.
Source: Gumroad pricing, Gumroad: Gumroad's fees, Gumroad: Getting paid by Gumroad. Checked .
Stan Store link-in-bio storefront, Creator plan
91.2%
Stan takes 0% of sales and charges a flat $29 a month on the Creator plan, so $1,000 a month in $10 one-time US card sales leaves $912 after Stripe's 2.9% + $0.30 and the plan price; Stan's help center lists an extra 0.5% Stripe fee on recurring payments.
- Who qualifies
- Paid plan required: Creator at $29 a month or $300 a year, or Creator Pro at $99 a month or $948 a year; there is no free plan.
- How you get paid
- Cash out the full available balance from a $10 minimum, usually arriving in 24 to 48 hours; Stripe takes 2 to 7 business days to clear each US payment first and charges 0.25% + $0.25 per payout, with a $1 minimum.
Source: Stan: Stan, Stripe, and PayPal transaction fees, Stan: Creator vs. Creator Pro, Stan: How to cash out inside Stan. Checked .
Payhip Digital products, courses and memberships, Free Forever plan
89.1%
A $10 US card sale on the Free plan loses Payhip's 5% and Stripe's 2.9% + $0.30, leaving $8.91; the Plus plan at $29 a month cuts the fee to 2% and Pro at $99 a month to 0%.
- Who qualifies
- Free to join; you connect PayPal, Stripe or another supported processor.
- How you get paid
- Sales land in your connected processor; Stripe pays out to your bank daily by default.
Source: Payhip pricing, Payhip: Billing and upgrading, Payhip: Connect your Stripe account. Checked .
Kajabi Courses, coaching and memberships, Basic plan
76.2%
Kajabi takes no revenue share but its Basic plan costs $179 a month on monthly billing, so $1,000 a month in $10 one-time US card sales leaves $762 after Kajabi Payments' 2.9% + $0.30 and the plan price; recurring payments add 0.7%.
- Who qualifies
- Paid plan required: Basic $179, Growth $249 or Pro $499 a month on monthly billing, about 20% less billed yearly.
- How you get paid
- Kajabi Payments pays out to your bank on a daily or weekly schedule you choose, with Instant Payouts at 1.5% per request, $0.50 minimum.
Source: Kajabi pricing, Kajabi: Kajabi Payments fees, United States, Kajabi: Bank updates and payout schedule timing. Checked .
Teachable Online courses and memberships, Starter plan
82.7%
The Starter plan costs $39 a month and adds a 7.5% transaction fee, so $1,000 a month in $10 one-time US card sales leaves $827 after Teachable Payments' 2.9% + $0.30 on the default Standard bundle, which adds 0.7% on recurring payments and 0.5% where tax is assessed; the Builder plan at $89 a month drops the 7.5% and leaves $852.
- Who qualifies
- Paid plan required: Starter $39, Builder $89 or Growth $189 a month on monthly billing; Teachable Payments is open to creators in 41 countries.
- How you get paid
- Teachable Payments pays out daily, about 2 business days after each sale, with no reserve held.
Source: Teachable pricing, Teachable: Understand your transaction fees and bundles, Teachable: Get paid with Teachable Payments. Checked .
Skool Paid communities and courses, Hobby plan
86.1%
The Hobby plan costs $9 a month and Skool, as merchant of record, charges 10% + $0.30 per transaction with no separate processing fee, so $1,000 a month in $10 payments leaves $861; the Pro plan at $99 a month charges 2.9% + $0.30 and leaves $842 at that volume, and members Skool's Discovery brings you cost an extra 30% while Growth Boost is on, as it is by default.
- Who qualifies
- Paid plan required: Hobby at $9 a month or Pro at $99 a month; members pay in USD and Skool acts as merchant of record for sales tax and VAT.
- How you get paid
- The available balance goes to your bank every Wednesday; the first payout can take up to 14 days.
Source: Skool pricing, Skool: Skool Payments FAQs. Checked .
TikTok Series paid video collections
No fixed share
TikTok sets the price options and shows an estimated fee for each before you publish. It publishes no percentage.
- Who qualifies
- Age of majority, 10,000 followers, an account at least 30 days old, one public post in the last 30 days, and an account in good standing.
- How you get paid
- Monthly on the 15th once the balance reaches $50.
Source: TikTok Series Creator Terms, US. Checked .